Banana Bread Recipe with Condensed Milk is not just a delicious treat; it’s a nostalgic journey that combines the comforting flavors of ripe bananas and the rich creaminess of sweetened condensed milk, creating a moist and flavorful loaf that you and your loved ones will cherish.
In this article, you’ll discover everything you need to know about making banana bread with condensed milk—from the reasons to choose this ingredient to step-by-step instructions that ensure success. So, let’s dive in and get ready to bake!
Why Use Condensed Milk in Banana Bread?
The Unique Properties of Condensed Milk
Condensed milk is a staple in many kitchens, renowned for its thick, creamy texture and intense sweetness. This magical ingredient is made by evaporating most of the water from regular milk, leaving behind a syrupy concoction that is rich in flavor.
Here are some compelling reasons to incorporate condensed milk into your banana bread recipe:
- Enhanced Moisture: Condensed milk retains moisture, which helps your banana bread stay soft and tender for longer.
- Richer Flavor: Its sweetness complements the natural sugars in ripe bananas, creating a deeper, more complex flavor profile.
- Quick and Easy: Using condensed milk simplifies the recipe by reducing the need for additional sugar, allowing you to create a delicious treat with minimal effort.
Incorporating condensed milk not only elevates the taste but also provides a touch of nostalgia, reminding you of those sweet moments shared over a warm loaf of banana bread.
Ingredients for the Perfect Banana Bread with Condensed Milk
Here’s what you’ll need to create your banana bread masterpiece.
Ingredients List
3 medium-sized ripe bananas
2 cups all-purpose flour
1 teaspoon baking soda
1 teaspoon baking powder
½ teaspoon salt
1 cup sweetened condensed milk
2 large eggs
1 teaspoon vanilla extract
½ cup melted butter
Optional: ½ cup chopped nuts (such as walnuts or pecans)
Optional: ½ cup chocolate chips
Key Ingredient Tips
- Use Ripe Bananas: The riper your bananas, the sweeter and more flavorful your bread will be. Look for bananas with brown spots or even those that are mostly brown.
- Nuts and Chocolate: If you love a bit of crunch or extra sweetness, feel free to add chopped nuts or chocolate chips to the batter. They add texture and enhance the overall flavor.
Step-by-Step Instructions to Make Banana Bread

Preparation
- Preheat Your Oven: Begin by preheating your oven to 350°F (175°C). This ensures that your banana bread bakes evenly and rises properly.
- Prepare Your Baking Pan: Grease a 9×5-inch loaf pan with butter or line it with parchment paper for easy removal later.
Mixing the Ingredients
- Mash the Bananas: In a large mixing bowl, mash the ripe bananas with a fork or a potato masher until smooth. Aim for a chunky texture that still retains some banana bits.
- Combine Wet Ingredients: In the same bowl, add the condensed milk, eggs, melted butter, and vanilla extract to the mashed bananas. Whisk until well combined.
- Mix Dry Ingredients: In another bowl, whisk together the all-purpose flour, baking soda, baking powder, and salt. This ensures even distribution of the leavening agents.
- Combine Both Mixtures: Gradually add the dry ingredients to the wet mixture, stirring gently with a spatula or wooden spoon. Be careful not to overmix; you want the batter to be just combined.
Baking Process
- Pour the Batter: Gently transfer the batter into the prepared loaf pan, using a spatula to smooth the surface. If desired, sprinkle nuts or chocolate chips on top.
- Bake: Put the loaf pan in the preheated oven and allow it to bake for 50 to 60 minutes. Start checking for doneness around the 50-minute mark.
- Check for Doneness: Insert a toothpick into the center of the bread; it should come out clean or with a few crumbs attached. If it’s still wet, continue baking for a few more minutes.
Cooling and Storing
- Cool the Bread: Once baked, remove the banana bread from the oven and let it cool in the pan for about 10 minutes. Then, transfer it to a wire rack to cool completely.
Storage Recommendations: To maintain the freshness of your banana bread, keep it in an airtight container at room temperature for up to three days. You can also freeze it for up to 3 months; just wrap it tightly in plastic wrap and aluminum foil.
Variations of Banana Bread with Condensed Milk
Get creative with your banana bread by experimenting with different ingredients. Here are some variations to inspire your baking:
- Cinnamon Swirl: Add 1 tablespoon of ground cinnamon to the batter for a warm, spiced flavor. Alternatively, create a cinnamon sugar swirl by combining 2 tablespoons of sugar with 1 teaspoon of cinnamon and layering it within the batter.
- Tropical Twist: Incorporate ½ cup of shredded coconut and ½ cup of crushed pineapple for a refreshing twist. This combination pairs beautifully with the sweetness of the bananas and condensed milk.
- Chocolate Chip Banana Bread: For chocolate lovers, fold in ½ cup of semi-sweet chocolate chips into the batter. You can also drizzle melted chocolate over the top once the bread has cooled for a decadent finish.
- Nutty Banana Bread: Enhance the texture by adding ½ cup of chopped walnuts or pecans. This will provide a delightful crunch and nutty flavor.
Tips for Perfecting Your Banana Bread
Achieving the perfect banana bread is all about technique. Keep these tips in mind to ensure your loaf turns out beautifully every time:
- Avoid Overmixing: When combining the wet and dry ingredients, mix until just combined. Overmixing can lead to dense, rubbery bread.
- Use the Right Bananas: The bananas should be spotty and well-ripened for the best flavor and sweetness. If you have frozen bananas, thaw and drain them before using.
- Experiment with Baking Time: Every oven is different. If your banana bread is browning too quickly, cover it loosely with aluminum foil during the last 10-15 minutes of baking.
Frequently Asked Questions (FAQ)
Can I use regular milk instead of condensed milk?
While you can use regular milk, the texture and sweetness will differ significantly. Sweetened condensed milk provides a richer flavor and keeps the bread moist.
How do I know when my banana bread is done?
The best way to test for doneness is to insert a toothpick into the center of the loaf. If it comes out clean or with a few moist crumbs, your banana bread is ready. If it remains moist, allow it to bake for a few additional minutes.
Can I add nuts or chocolate chips?
Absolutely! Adding nuts or chocolate chips is a great way to personalize your banana bread. They provide additional texture and flavor that complement the sweetness of the bread.
How long does banana bread last?
When stored in an airtight container at room temperature, banana bread will stay fresh for about 3 days. If you want to keep it longer, consider freezing it; properly wrapped, it can last up to 3 months.
What are the best ways to serve banana bread?
Banana bread is delicious on its own, but you can elevate it by serving it with a dollop of whipped cream, a drizzle of honey, or a spread of cream cheese. Pair it with your favorite tea or coffee for a delightful snack or breakfast.
Now that you have all the tips and tricks to make scrumptious banana bread with condensed milk, it’s time to put on your apron and get baking! This recipe is not just about satisfying your sweet tooth; it’s about creating memories in the kitchen and sharing something delicious with loved ones.
Don’t forget to try out the variations and let your creativity shine. Once you bake this moist, flavorful banana bread, you’ll want to share it with everyone you know. If you try this recipe, please share your thoughts and any creative twists you add in the comments below. Happy baking!

Banana Bread Recipe with Condensed Milk
Ingredients
- 3 medium-sized ripe bananas
- 2 cups all-purpose flour
- 1 teaspoon baking soda
- 1 teaspoon baking powder
- ½ teaspoon salt
- 1 cup sweetened condensed milk
- 2 large eggs
- 1 teaspoon vanilla extract
- ½ cup melted butter
- Optional ½ cup chopped nuts (walnuts or pecans)
- Optional ½ cup chocolate chips
Instructions
- Preheat the oven to 350°F (175°C) and prepare a 9×5-inch loaf pan by greasing it or lining it with parchment paper.
- Mash the ripe bananas in a large mixing bowl until smooth, leaving some chunks for texture.
- Incorporate the wet ingredients: Add the sweetened condensed milk, eggs, melted butter, and vanilla extract to the mashed bananas. Mix well until combined.
- Whisk together the dry ingredients in another bowl: all-purpose flour, baking soda, baking powder, and salt.
- Combine both mixtures: Gradually add the dry ingredients to the wet ingredients, stirring gently until just combined.
- Pour the batter into the prepared loaf pan, using a spatula to smooth the surface. If desired, sprinkle chopped nuts or chocolate chips on top.
- Bake in the preheated oven for 50 to 60 minutes, or until a toothpick inserted in the center comes out clean.
- Cool the bread in the pan for 10 minutes, then transfer to a wire rack to cool completely.
- Store in an airtight container at room temperature for up to 3 days or freeze for longer storage.